Off-road insurance

Enjoy coverage for your snowmobile, golf cart, ATV or other off-road vehicles.

Get a quick off-road insurance quote

Or have an agent contact me.

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What sets State Farm® Off-road Vehicle Insurance apart

What sets State Farm® Off-road Vehicle Insurance apart

  • You get personalized service from any one of our 19,000 agents nationwide.
  • You get the same reliable service from the largest auto insurance provider in the U.S.1
  • You get your claim handled promptly and reliably.
  • You may be eligible for 24/7 roadside assistance coverage.

What off-road vehicle
insurance covers2

Riding means staying aware of your surroundings, anticipating weather and the moves of others around you. If an accident were to happen, off-road insurance can protect you. You need off-road insurance to cover you even on your own property as your homeowners policy does not extend to vehicles. Like your auto policy, this insurance has similar coverages for you to select such as bodily injury, property damage, comprehensive, collision, uninsured motorist and medical payments coverage.

  • Bodily injury to someone else or property damage that you accidentally caused while driving your snowmobile, golf cart, ATV, or other off-road vehicles
  • Bodily injury to yourself because of an accident with an uninsured rider
  • Damage to your snowmobile, golf cart, ATV, or other off-road vehicles caused by an accident
  • Theft, fire, vandalism, and other losses even while your snowmobile is in storage

Types of off-road vehicles insured

State Farm offers off-road vehicle insurance for multiple sports and leisure types.

  • All-terrain vehicles
  • Camping trailers
  • Dune buggies
  • Golf carts
  • Minibikes
  • Snowmobiles
  • Trail bikes
A State Farm agent speaks on the phone about a claimA State Farm agent speaks on the phone about a claim

File or track a claim

You can file a claim or check the status of an existing claim.

File a claimTrack a claim

Different needs? We’ve got you for recreational vehicle insurance

Got questions about off-road insurance coverage?

Tips for camping safely

Reduce the risk of injury when you’re out for adventure.

What factors influence car insurance rates?

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit information (where permitted by law), and other third-party reports.

ATV safety tips

Know the rules of operation before heading out to the trails.

Putting your ATV into storage

Learn the best practices for putting your off-road vehicle into off-season mode.

1 Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2022.
2 An off-road insurance policy covers you even on your own property as your homeowners policy does not extend to vehicles. Like your auto policy, this insurance offers similar coverages for you to select such as bodily injury, property damage, comprehensive, collision and applicable endorsements.
This is only a general description of available coverages and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information on snowmobile insurance see a State Farm agent.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX